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Finance and funding, explained in simple English.
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Finance and funding is a topic that people try to avoid. They avoid it because it is often poorly taught at schools and by parents.

However, no matter how you view it, the world revolves around finance and funding. This makes it the most important part of your business alongside sales.

This section provides you with a simple English understanding all the types of funding and which you could and should use, the implications of all options and what they are. It is a fairly comprehensive range of articles of finance and funding.

If you have and requests or suggestions, please send them through and we will add them as soon as possible if appropriate.

Please note that if you have a need to know more about non-financial business matters, we suggest you go to the BEMT link.

Finance

  1. All Finance Is Not Equal
  2. Finance Is Often Designed for Specific Needs
  3. There Is No Free Money in the World
  4. There Are No Shortcuts to Finance

Debt Finance vs Equity Finance: What's the Real Difference

  1. Difference Between Debt and Equity Finance
  2. Debt and Equity Finance Are Available in Many Guises From Many Sources
  3. When Should You Use Debt Finance
  4. When Should You Use Equity Finance

Bank Loans and Overdrafts: When They Make Sense

  1. Fixed Term Loans Versus Variable Term Flexibility: Risks and Rewards
  2. Bank Loans: Best and Worst Times to Use Them
  3. Overdrafts: Genuine Flexibility and Real Benefits
  4. Not All Finance Is Suited to Small and Medium Businesses

Invoice Financing and Factoring

  1. What Is Invoice Financing
  2. What Is Factoring
  3. Turning Unpaid Invoices Into Cash
  4. Are There Other Options

Grant Funding: Where to Find It and How to Qualify

  1. Is Grant Funding Real
  2. Grant Funding Niche Markets
  3. Grant Funding and Social Causes
  4. The Limitation of Grant Funding: Not Always Right for the Business

Crowdfunding: Reward, Equity, and Donation Models Explained

  1. Four Main Groups of Crowdfunding
  2. With Sub-Divisions Over Ten Types of Crowdfunding
  3. Crowdfunding Has Different Legal Requirements in Every Country
  4. Choosing the Right Model

Angel Investors: What They Want Before They Will Say Yes

  1. Angel Experience Varies Significantly
  2. Angels' Cross-Sector Knowledge
  3. Angels Are Seeking Equity, Not Interest
  4. Allocating Equity: Vesting and Angel Delivery

Venture Capital: Is Your Business Actually VC-Ready

  1. A Startup: VC Is Not an Easy Option, and Here Is Why
  2. Are You Prepared to Give Away Shares?
  3. Company Law Has Varying Rules on Venture Capital and Equity Control
  4. Venture Capital Firms Have Strict Rules: Can Your Business Comply?

Asset Finance and Leasing: Funding Equipment Without Buying It

  1. Asset Finance Varies Between Asset Types
  2. Benefits of Asset Finance
  3. Which Assets Are Best Suited to Asset Finance
  4. Which Assets Are Not Suited to Asset Finance

Trade Credit and Supplier Finance: Funding Your Stock

  1. What Is Trade Credit?
  2. When Is the Best Time to Use Trade Credit?
  3. Is Supplier Finance Suited to Small and Medium Businesses?
  4. Floorplan Finance